Open Enrollment - Long-Term Care Insurance Rates

LONG TERM CARE	RATE SHEET KANSAS UNIVERSITY TEACHERS $ EMPLOYERS ASSOCIATION

Base Plan

Facility Monthly Benefit

Facility Benefit Duration

Lifetime Maximum

Elimination Period

$1,000

UNLIMITED

90 Days

Options

Home Monthly Benefit

Home Benefit

Inflation Protection

Home Care Level

$500

50%

Simple Capped

Total

This rate sheet shows the cost per $1,000 of coverage

Calculate your Premium:

	X		/ $1,000	=
Rate for Plan Chosen		Facility Monthly Benefit			Your Premium

Monthly Rates

	Plan 1	Plan 2	Plan 3	Plan 4
Insurance Age	Base Plan	Base Plan with Simple Inflation Option	Base Plan with Total Home Care Option	Base Plan with Simple Inflation Total Home Care Option

18-30	1.60	3.00	5.30	9.40
31	1.70	3.30	5.50	9.90
32	1.80	3.40	5.80	10.20
33	2.00	3.60	6.10	10.80
34	2.10	3.80	6.40	11.30
35	2.20	4.10	6.70	11.90
36	2.30	4.30	7.00	12.50
37	2.40	4.50	7.40	13.10
38	2.50	4.80	7.80	13.90
39	2.80	5.10	8.20	14.60
40	2.90	5.30	8.60	15.40
41	3.10	5.80	9.20	16.40
42	3.30	6.30	9.80	17.40
43	3.60	6.60	10.30	18.30
44	3.80	7.10	10.90	19.40
45	4.00	7.50	11.60	20.50
46	4.40	8.10	12.40	21.90
47	4.60	8.60	13.10	23.00
48	5.10	9.50	14.10	24.80
49	5.40	10.10	15.00	26.20
50	5.80	10.70	16.00	27.80
51	6.30	11.70	17.20	29.80
52	6.90	12.70	18.50	31.80
53	7.50	13.80	19.90	33.90
54	8.20	14.90	21.40	36.30
55	8.80	16.00	22.80	38.40
56	9.80	17.70	25.00	41.80
57	10.90	19.60	27.30	45.50
58	12.00	21.60	29.80	49.50
59	13.40	23.90	32.50	53.50
60	14.90	26.30	35.50	58.10
61	16.70	29.30	38.90	63.20
62	18.80	32.60	42.70	68.60
63	21.10	36.00	46.80	74.60
64	23.70	40.00	51.30	80.90
65	27.80	46.70	58.00	91.10
66	31.00	51.20	63.10	98.00
67	34.60	56.40	68.80	105.60
68	38.60	61.80	74.90	113.70
69	43.00	67.90	81.60	122.40
70	47.70	74.00	88.70	131.40
71	55.70	85.20	100.70	147.30
72	63.60	96.10	112.70	163.30
73	71.50	106.40	124.60	178.10
74	79.40	115.90	136.50	192.40
75	96.60	137.20	162.00	222.80
76	96.60	137.20	162.00	222.80
77	106.90	149.80	177.00	240.80
78	118.40	163.30	193.50	259.50
79	130.70	179.20	211.00	281.10
80	143.90	194.30	229.50	302.20
81	158.10	210.30	249.20	323.40
82	173.80	227.70	270.80	347.00
83	191.10	248.50	294.60	374.70
84	208.40	266.80	318.00	399.50

LONG TERM CARE	RATE SHEET KANSAS UNIVERSITY TEACHERS $ EMPLOYERS ASSOCIATION

Base Plan

Facility Monthly Benefit

Facility Benefit Duration

Lifetime Maximum

Elimination Period

$1,000

6 Years

$72,000

90 Days

Options

Home Monthly Benefit

Home Benefit

Inflation Protection

Home Care Level

$500

50%

Simple Capped

Total

This rate sheet shows the cost per $1,000 of coverage

Calculate your Premium:

	X		/ $1,000	=
Rate for Plan Chosen		Facility Monthly Benefit			Your Premium

Monthly Rates

	Plan 1	Plan 2	Plan 3	Plan 4
Insurance Age	Base Plan	Base Plan with Simple Inflation Option	Base Plan with Total Home Care Option	Base Plan with Simple Inflation Total Home Care Option

18-30	1.40	2.60	4.10	7.20
31	1.40	2.60	4.20	7.50
32	1.50	2.90	4.50	7.90
33	1.60	3.10	4.60	8.20
34	1.70	3.10	4.80	8.40
35	1.80	3.30	5.00	8.90
36	1.90	3.50	5.30	9.30
37	2.00	3.70	5.60	9.90
38	2.10	3.90	5.90	10.40
39	2.30	4.40	6.30	11.10
40	2.50	4.60	6.60	11.70
41	2.60	4.80	6.90	12.20
42	2.80	5.20	7.40	13.10
43	3.00	5.60	7.90	13.90
44	3.20	5.90	8.30	14.60
45	3.40	6.30	8.90	15.50
46	3.60	6.70	9.40	16.40
47	4.00	7.40	10.00	17.50
48	4.20	7.90	10.70	18.60
49	4.60	8.50	11.40	19.60
50	4.90	9.00	12.20	20.90
51	5.40	10.00	13.20	12.50
52	5.80	10.60	14.00	23.80
53	6.30	11.50	15.00	25.30
54	6.90	12.60	16.20	27.30
55	7.50	13.60	17.30	28.80
56	8.30	15.00	18.90	21.30
57	9.30	16.60	20.70	34.00
58	10.30	18.40	22.50	36.70
59	11.50	20.50	24.60	40.10
60	12.80	22.50	26.80	43.00
61	14.30	25.10	29.30	46.70
62	16.20	27.90	32.10	50.80
63	18.10	31.00	35.00	55.00
64	20.50	34.70	38.50	59.90
65	24.00	40.30	43.40	67.40
66	26.80	44.20	47.10	72.20
67	29.90	48.70	51.20	77.70
68	33.40	53.40	55.70	83.50
69	37.20	58.80	60.70	89.90
70	41.30	64.10	66.00	96.50
71	48.30	74.00	75.10	108.60
72	55.30	83.40	84.20	120.50
73	62.20	92.80	93.40	132.00
74	69.20	101.10	102.50	142.30
75	76.20	110.40	111.60	153.70
76	84.40	119.90	121.90	165.20
77	93.40	130.70	133.30	178.30
78	103.60	130.70	133.30	178.30
79	114.40	156.70	159.90	209.50
80	126.10	170.30	174.90	226.30
81	138.90	184.80	190.70	243.70
82	153.00	200.40	208.00	262.00
83	168.70	219.40	227.40	284.50
84	184.40	236.00	247.10	305.10

LONG TERM CARE	RATE SHEET KANSAS UNIVERSITY TEACHERS $ EMPLOYERS ASSOCIATION

Base Plan

Facility Monthly Benefit

Facility Benefit Duration

Lifetime Maximum

Elimination Period

$1,000

3 Years

$36,000

90 Days

Options

Home Monthly Benefit

Home Benefit

Inflation Protection

Home Care Level

$500

50%

Simple Capped

Total

This rate sheet shows the cost per $1,000 of coverage

Calculate your Premium:

	X		/ $1,000	=
Rate for Plan Chosen		Facility Monthly Benefit			Your Premium

Monthly Rates

	Plan 1	Plan 2	Plan 3	Plan 4
Insurance Age	Base Plan	Base Plan with Simple Inflation Option	Base Plan with Total Home Care Option	Base Plan with Simple Inflation Total Home Care Option

18-30	1.00	1.90	3.30	5.90
31	1.10	2.00	3.60	6.30
32	1.10	2.00	3.70	6.40
33	1.20	2.30	3.90	6.80
34	1.30	2.50	4.10	7.20
35	1.40	2.50	4.20	7.40
36	1.50	2.70	4.50	8.00
37	1.60	2.90	4.70	8.30
38	1.70	3.20	5.00	8.80
39	1.80	3.40	5.30	9.30
40	1.90	3.50	5.50	9.70
41	2.00	3.80	5.80	10.20
42	2.20	4.00	6.20	10.90
43	2.30	4.20	6.60	11.50
44	2.50	4.70	7.00	12.20
45	2.60	4.90	7.40	12..90
46	2.90	5.30	7.90	13.70
47	3.10	5.70	8.40	14.60
48	3.30	6.20	8.90	15.40
49	3.60	6.60	9.50	16.20
50	3.80	7.00	10.10	17.20
51	4.20	7.60	10.80	18.30
52	4.50	8.40	11.60	19.70
53	4.90	9.00	12.40	20.80
54	5.40	9.90	13.30	22.30
55	5.80	10.50	14.20	23.60
56	6.50	11.80	15.50	25.60
57	7.30	13.10	16.90	27.80
58	8.00	14.40	18.30	29.90
59	9.00	16.00	20.00	32.30
60	10.00	17.70	21.70	34.80
61	11.30	19.90	23.70	37.80
62	12.80	22.10	25.80	40.90
63	14.30	24.50	28.10	44.10
64	16.20	27.30	30.60	47.60
65	19.00	32.00	34.40	53.30
66	21.30	35.10	37.20	57.60
67	23.80	38.70	40.20	61.00
68	26.60	42.60	43.60	65.30
69	29.80	47.10	47.20	70.30
70	33.10	51.30	51.20	74.90
71	38.80	59.40	57.90	83.90
72	44.40	67.10	64.60	92.80
73	50.20	74.70	71.30	101.30
74	55.90	81.70	78.10	109.20
75	61.60	89.40	84.90	117.80
76	68.20	96.90	92.30	125.90
77	75.70	105.90	100.50	135.50
78	84.00	116.00	109.80	146.40
79	92.90	127.20	119.50	158.20
80	102.60	138.40	130.10	170.10
81	113.30	150.60	141.60	182.90
82	125.00	163.70	154.10	196.30
83	138.20	179.70	168.30	213.00
84	151.40	193.70	182.50	228.00

Step 2: How to Enroll

Long-Term Care Insurance Rates

Frequently Asked Questions